Stuteville Lincoln of Ponca City Finance Center

Stuteville Lincoln of Ponca City Finance Center

We're here to help you buy your new vehicle!

The Lincoln Motor Company and Lincoln Automotive Financial Services share the same client-centric mindset. We focus on providing financial options as individual as our drivers. And we offer programs and tools like our Account Manager, designed with a true respect for your schedule and unique preferences. We also provide you with unparalleled access to exclusive offers and incentives on new Lincoln vehicles.

Financing Made Easy

We aim to provide drivers with a host of ways to expedite the finance process! Drivers can utilize our handy Estimate Monthly Payments tool to get an idea of your monthly payments. Another online finance tool available is the Value Your Trade tool. Drivers interested in trading in a vehicle can utilize our Value Your Trade tool to get a vehicle trade-in estimate! Drivers looking to start the loan approval process can get a jump on the process by filling out our online finance application. We're all about convenience, here at Stuteville Lincoln of Ponca City! If our digital retailing tools aren't ideal, drivers can always contact our finance team to speak with an in-house finance expert!

Auto Finance Vocabulary

• APR: The Annual Percentage Rate.
• Assignment: A transfer of a loan from one lender to another.
• Base Price: The costs of a car with standard equip incentives & freight.
• Certificate of Title: A Legal document issued by a state at the time of sale.
• Co-signer: A person who takes on a loan if the orig. borrower stops pay.
• Default: Failure to meet the terms of the loan.
• Interest: A percentage charge for a loan.
• MSRP: Manufacturers Suggested Retail Price.
• Refinance: When one loan is used to pay off another.
• Term: The length of the loan, 24, 48, 60... months.
• Underwriting: Verifying the data used to obtain a loan.